What is the Equity Savings Plan?

WITH THE BANK OF AFRICA EQUITY SAVINGS PLAN, THE WORLD OF SECURITIES IS OPEN TO YOU.


BANK OF AFRICA supports you even further in your life projects by helping you gradually build up your retirement capital in order to invest in the purchase of financial securities. You have the option of managing your Equity Savings Plan yourself, as you can entrust us with the maintenance..


Adapted to Moroccan residents, but also to Moroccans living abroad, your retirement capital in shares can be funded by cash payments, transfers, checks and also by money transfer. Its implementation requires the opening of two accounts: a cash account provided for the collection of payments and a securities account which will be used to create capital gains..


You have the choice to manage your Equity Savings Plan with complete freedom, and in this case, two options are available to you to effectively support you in your retirement plan:

  • Personal management: this option allows you to manage your Equity Savings Plan yourself by deciding all the actions to be taken;
  • Delegated management: an affiliate program where you can delegate total management to us.


In addition to being able to make your retirement plan profitable by investing in the purchase of shares and UCITS, you will benefit from tax exemption if the life of the capital established exceeds 5 years. In addition, it should be noted that the same person can only hold one single Equity Savings Plan in the Moroccan banking sector.


For more information on the subject, you can go to the nearest branch office, or call 080 100 8100 to make an appointment.